+254 718 792 430
+254 718 792 430
Third-party insurance is the legal minimum in Kenya: it covers injury and damage you cause to others, but pays nothing for your own vehicle. Comprehensive cover protects your car too — against accident, theft, fire and more.
If your car has significant value, is financed, or you couldn't easily replace it, comprehensive is usually the right choice. Third-party may suffice for low-value vehicles where the repair cost wouldn't hurt.
Within comprehensive cover, compare the excess you'll pay per claim, valuation terms, windscreen and radio limits, and courtesy-car benefits. Two policies at the same price can differ enormously here.
A broker compares these details across insurers and explains exactly what you're buying — before you discover the difference at claim time.
Fred Black Insurance Brokers Ltd is your leading insurance broker in Kenya. Founded in Nairobi in 2004, we deliver specialized insurance solutions for individuals and businesses — backed by over 20 years of experience and partnerships with A-Rated London-based insurers and Lloyd’s brokers.
Fred Black Insurance Brokers Ltd — Copyright 2026. All rights reserved.
Fred Black, your leading Insurance Broker in Kenya — tailored personal, business and specialist insurance solutions backed by A-Rated London-based insurers.